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Pacific Electric Panels: The Hidden Fire Risk in Your Home



Pacific Electric Panels (often referred to as Pacific or Federal Pacific Electric panels) were once widely installed in homes and commercial properties across the United States from the 1950s through the 1980s. At the time, they were considered reliable and cost-effective. Unfortunately, over the years, these panels have revealed a dangerous flaw: they are prone to failure and present a serious fire hazard.

You may think, “If it’s lasted this long, is it really a problem?” The answer is yes. In fact, if your insurance company knew you had a Pacific Electric panel, they could deny coverage or even drop your policy.


Why Pacific Electric Panels Are a Fire Hazard

The most serious issue with these panels is that circuit breakers often fail to trip when they should. Breakers are designed to shut off electricity in the event of an overload or short circuit, preventing overheating, sparks, and potential fires. In Pacific panels, testing and real-world evidence have shown that:

  • Breakers may stick in the “on” position even during dangerous overloads.
  • Some breakers appear to shut off but actually continue to carry current.
  • The bus bars inside the panel are prone to arcing and overheating, increasing the risk of fire.

This failure rate is far higher than with other brands, making Pacific Electric panels one of the most notorious electrical hazards still in homes today.


How Common Are They?

These panels were installed extensively for decades, particularly in residential developments during the housing booms of the mid-20th century. Millions of homes across the U.S. still have them today, especially in houses that haven’t had major electrical upgrades.


Why Replacement Is Necessary

Beyond the fire hazards, homes with Pacific Electric Panels are also missing critical modern protections:

  • GFCI (Ground Fault Circuit Interrupter) protection – protects against shock hazards in kitchens, bathrooms, and outdoors.
  • AFCI (Arc Fault Circuit Interrupter) protection – detects dangerous arc faults that can lead to electrical fires.
  • Surge protection – defends your home’s sensitive electronics from damaging power surges.

These safety technologies became standard long after Pacific Electric Panels stopped being installed.


Fast, Safe, and Modern Replacement

The good news is that replacing your panel doesn’t need to be a hassle. At Allstar Electrical, we can often replace an outdated panel in a single day, bringing your home up to modern safety standards and giving you peace of mind.

Don’t wait until your panel becomes the cause of a preventable fire. Protect your home, your family, and your insurance coverage by scheduling a replacement today.

Frequently Asked Questions

Pacific Electric Panels are usually labeled “Federal Pacific Electric” or “FPE” on the inside of the panel door or on the breakers themselves. Look for red-tipped breakers or the Stab-Lok brand, which is commonly associated with FPE. If you’re unsure, have a licensed electrician inspect your panel.

Yes, they are technically legal to have in your home, but that doesn’t mean they’re safe. They are no longer manufactured or installed because of their proven safety failures, and many insurance companies may refuse coverage if they know one is present.

You can sell your home, but the panel could become a sticking point during the inspection process. Many buyers request panel replacement before closing or negotiate for a credit to cover replacement costs. Proactively upgrading your panel makes your home more attractive to buyers.

The issue isn’t whether the panel “works” — it’s that it may fail at the worst possible time, when a breaker needs to trip. Just because it hasn’t failed yet doesn’t mean it’s safe. The risk is always there, and it increases as the panel ages.

Costs vary based on your property and electrical system, but most panel replacements fall in the $1,500–$3,500 range for typical residential installations. Allstar Electrical provides upfront pricing and often completes replacements in a single day.

Schedule an inspection with a licensed electrician. At Allstar Electrical, we’ll evaluate your panel, explain the risks, and give you options for replacement with a safe, modern panel that includes GFCI, AFCI, and surge protection.